Often when we think of Financial Planning we think of saving and investments. In fact, protecting yourself, your family and your assets forms the very basic first step in putting a Financial Plan together. We offer a full advisory service incorporating each of these areas:
Salary Protection
Serious Illness Cover / Critical Illness
Family Protection – Life Insurance and
Pension Term Life Insurance
Pension Planning
Saving for your retirement in today’s Ireland is crucial. There are a vast range of options in terms of what type of pension best suits you:
Personal Pension Plan or Retirement
Annuity Contract
Executive Pension Plan
Director’s Pensions
Personal Retirement Savings Account (PRSA)
Self Directed and Self Administered Pensions
Early Access for Pensions
Pension Transfers
Post Retirement Planning
You will be faced with a number of options when you reach your retirement age. The option you choose can have a profound effect on the quality of your retirement.
Tax Free Lump Sum
Taxable Sum
Annuities
Approved Retirement Funds (ARFs)
Approved Minimum Retirement Funds (AMRFs)
State Pension
Investment.
By putting a Financial Plan in place, you will ensure that you make the most of your hard earned income throughout your working life. And that you make that income work efficiently for you and your family.
A Financial Plan will include protecting both your family and your assets in case of the unexpected happening; Planning for your medium term to longer term requirements and needs.
Ultimately planning for the long term future, putting aside some of your income today to provide for your retirement when you will no longer be earning. When you can reap the rewards of your hard work.
Sustainability Factors – When providing advice, SmartChoice Financial Brokers do not consider the adverse impacts of investment decisions on sustainability. The firm does not intend to consider such impacts in the future.
